As we move through the tail end of the year, the holiday season is fast approaching. Whilst I’m sure we’re all excited for the festivities to come and an opportunity to enjoy some relaxation, it can be an equally stressful time. The Christmas period places many in financial hardship. As the gift of giving season, many of us feel inclined to partake in generosity, even though we may not be financially prepared for this. Christmas debt is real, with an estimated one-third of Australians paying the price and having to pay off Christmas debt in 1-5 months post Christmas. So if you are dreading the looming financial strain spending money this festive season – you’re not alone! Lift the heavy burden of holiday shopping by creating financial goals and finding ways to earn extra cash for Christmas.